Health insurance is one of the biggest investments a business makes for its team—but the options can feel overwhelming. This session will break down today’s evolving health coverage landscape, from traditional group plans to alternative approaches like captives and level-funding. Attendees will gain practical insights into the pros and cons of each option, learn what other small wineries and hospitality operations are exploring, and leave better equipped to choose a strategy that balances cost, compliance, and employee needs.

Presented by Ben Hoover, Sr. Employee Benefits Advisor – Morris & Garritano Insurance